Budget Advice That’ll Bring You Joy

 

Most of us have heard that if we want to have more money, we need to spend less. While it’s important to skimp and save for our future life dreams, or a rainy day, it’s also possible to spend less, have more, and still fully enjoy! 

Let us explain … 

You’ve probably heard the common budgeting advice — “if you made your coffee at home instead of buying a fancy latte every day, you’d save thousands in just one year!” 

But what if you love — like, seriously, love — coffee? What if an expertly-prepared, artisan latte helps you jump out of bed in anticipation of that first sip and brings pure joy to your morning?

If that’s the case, making a boring cup at home might help you save, but it also may make you feel deprived and unsatisfied. (Not an ideal way to kick-off your day.)

That’s why today we’re offering you a different (ahem, better!) way to cut costs, save and still enjoy — spend money on the experiences and items that bring you happiness, and skimp on what’s not really important to you. 

Here’s how this might look:

  • If designer clothes are important to you, you could make room in your budget for the latest trends by driving an inexpensive car and buying only what’s on sale at the grocery store. 
  • If you’re a foodie, you might go wild at your local farmer’s market and splurge on takeout from nice restaurants — but buy your clothes at the thrift shop or only on sale. 
  • If travel is your passion, you might decide it’s worth skipping restaurants and takeout at home so you can indulge on your next getaway. 
  • If nice sheets and a comfy bed make you smile, you could skimp on fancy shoes.

The possibilities are endless, but the concept is the same with each: Decide what in your budget is most important and brings you joy and what’s a lower priority — and spend accordingly. 

With tax season in the air, your budget is probably already on your mind, so now’s the perfect time to make some adjustments. Categorize the items on your credit card bill or bank statements as either splurge- or save-worthy and adjust your spending if needed. And of course, make sure you’re deciding what’s important based on what brings you happiness — not what you think you should be spending on. 

Here’s to a budget that brings you joy (imagine that)! 

XO,
Emily and the Savvy Team

 

Quote du jour

“Don’t tell me what you value, show me your budget, and I’ll tell you what you value.” ― Joe Biden

 

Read and Listen to More Like This

Expect Great Things (podcast)

Does Your Life Reflect Your Priorities?

Interview With Robyn Spizman on the Importance of Kindness, Positivity and How to Have More Join in Your Daily Life (podcast)

What’s Got Your Attention Lately?

 

*We love all our picks, and if you make a purchase, we may get a little something back. Thanks!

 

 

Latest Feel-Good Notes

Make Time for Your Dreams

Make Time for Your Dreams

What’s one thing you could do that would make this year stand out from the rest and make you feel like you took a big leap in your life?

These days, many of us are so pressed for time that we give ourselves few moments to do what actually excites us. But even if your day feels impossibly stuffed, you can make time for what really matters.

Sounds nice, but how, you may be wondering? I’m so happy you asked!

You Are Enough, Right Now

You Are Enough, Right Now

Some days you may feel like you’re not good enough, or doing enough. You may wish you could snap your fingers and turn into a version of yourself you think you should be with a perfect job, spotless house, and exciting hobbies (or whatever your definition of an ideal life may be).  

But here’s something you need to know … You are wonderful, just as you are. You are enough, right now.

7 Ways To Add More Happiness To Your Day

7 Ways To Add More Happiness To Your Day

Imagine rolling out of bed with a smile on your face, laughing throughout your day, and going to bed feeling calm and content?

While not every day will be sunshine and rainbows, there are so many things you can do to add more joy to each day.

Here are seven of my favorite ways:

A Less Stress Summer

A Less Stress Summer

Summer is synonymous with relaxation, but sometimes we find ourselves stressed out and not living our best, “feet in the sand, good book in hand,” season.

Worries happen to all of us. But, one of the easiest ways to feel more carefree is to take a moment to declutter your brain. Because here’s the deal: Our brain can only handle so many thoughts at once. Anything extra bouncing around distracts you from enjoying otherwise happy moments.

Here’s how: